First Principles believes in reimagining financial services. This page highlights high level concepts developed for donors or financial institutions to take up. Write to david@firstprinciples.consulting to find out more about specific ideas.
Agricultural finance needs to be reimagined. Only 4% of agricultural finance comes from formal financial institutions. Financial and agricultural technology offers new approaches for delivering valued services whilst managing risk.
Gig workers have financial needs which are significantly influenced by their choice of gig. Financial technology enables customisation of financial services for specific groups.
Raising deposits is about trust, confidence, convenience, choice, and transparency. New digital deposit products must build on these foundations, and offer the customer more than traditional accounts.
Financial conduct in the digital age is increasingly complex. New approaches, legislation, regulations and guidelines are required.
COVID-19 is changing the financial sector landscape and advisory services - as we move into recovery, new opportunities will develop for consultants to donors, governments and financial institutions.